Plan Overview
The Cigna OAP In-Network plan offers one tier of coverage within a single plan design. As a participant, you are encouraged to choose a participating Primary Care Physician for the in-network physicians. No pre-selection of primary care physicians are required. This plan does not have any deductibles and includes a $3,000 (individual)/$6,000 (family) annual out-of-pocket maximum. As a participant, you can go directly to a network specialist without a Primary Care Physician referral. Except for emergency or out-of-area urgent care, benefits are not covered outside of the network. Wellness and preventive programs included.
Provider Network
The Cigna OAP In-Network medical plan has an enhanced network of physicians and other healthcare providers. Cigna OAP In-Network members may also receive services from the Mayo Clinic Scottsdale and Mayo Clinic Hospital, however, the doctors and hospitals will not be listed in the Cigna directories and additional charges may apply.
Monthly Premiums - Fiscal Year 2025-26
| Election | Full-Time Employee Pays |
|---|---|
| Employee Only | $183.00 |
| Employee & Spouse/Partner | $493.00 |
| Employee & Children | $415.00 |
| Employee & Family | $709.00 |
Monthly Premiums - Fiscal Year 2024-25
| Election | Full-Time Employee Pays |
|---|---|
| Employee Only | $168.00 |
| Employee & Spouse/Partner | $453.00 |
| Employee & Children | $381.00 |
| Employee & Family | $651.00 |
View premiums for retirees and COBRA participants.